Privacy Policy – Farcon Wealth
1. About Us
2. Information We Collect
We may collect the following types of information:
a. Personal Information
- Full Name
- Contact Details (Mobile Number, Email Address)
- PAN Card Details
- Date of Birth
- Address
- Bank Account Details (for transactions, if applicable)
b. Financial Information
- Investment preferences
- Risk appetite
- Income details
- Transaction history
c. Technical Information
- IP address
- Browser type and version
- Device information
- Pages visited and time spent
d. KYC Information
As required by SEBI/AMFI regulations:
- Aadhaar (if voluntarily provided)
- PAN verification data
CKYC/KRA details
3. How We Use Your Information
- Providing mutual fund distribution services
- Processing transactions and service requests
- Completing KYC and regulatory compliance
- Personalising investment recommendations
- Communicating updates, offers, and service alerts
- Improving website functionality and user experience
- Preventing fraud and ensuring security
4. Legal Basis for Processing
We process your data based on:
- Your consent
- Regulatory requirements (SEBI, AMFI, RBI, where applicable)
- Contractual obligations
- Legitimate business interests
5. User Responsibilities
We may share your data with:
- AMCs (Asset Management Companies)
- Registrar & Transfer Agents (RTAs) like CAMS/KFintech
- KYC Registration Agencies (KRAs)
- Payment gateways and banking partners
- Regulatory authorities (SEBI, AMFI, Income Tax Department, etc.)
- Technology service providers (CRM, hosting, analytics)
We do not sell your personal data to third parties.
6. Data Storage & Security
We implement industry-standard security practices:
- Secure servers and encrypted storage
- Access control and authentication mechanisms
- We reserve the right to suspend or terminate accounts for misuse
Despite our efforts, no system is completely secure, and users share information at their own risk.
7. Cookies Policy
Our website uses cookies to:
- Enhance user experience
- Analyse website traffic
- Remember user preferences
You can modify your browser settings to decline cookies, though this may affect functionality.
8. User Rights
You have the right to:
Users may be subject to:
- Access your personal data
- Request correction or updates
- Withdraw consent (subject to regulatory requirements)
- Request deletion (where legally permissible)
To exercise these rights, contact us at the details below.
9. Data Retention
- As long as required for service delivery
- As mandated under SEBI/AMFI and applicable laws
- For dispute resolution and audit purposes
10. Third-Party Links
11. Updates to This Policy
12. Contact Us
For any queries or concerns regarding this Privacy Policy:
Farcon Wealth 4th Floor, Unison Tower, Atal Path, Near Rajeev Nagar Crossing, Patna, Bihar- 800013.